{"id":12514,"date":"2020-02-27T02:00:41","date_gmt":"2020-02-27T09:00:41","guid":{"rendered":"https:\/\/crackmacs.ca\/?p=12514"},"modified":"2020-02-29T16:16:08","modified_gmt":"2020-02-29T23:16:08","slug":"cra-uncashed-cheques","status":"publish","type":"post","link":"https:\/\/crackmacs.ca\/?p=12514","title":{"rendered":"You May Have Uncashed Cheques Sitting In Your CRA Account!"},"content":{"rendered":"<h2><strong>Ever Lose A GST Cheque?<\/strong><\/h2>\n<p>If you&#8217;ve ever been sent a cheque by the government, you might remember how easy those things are to misplace before you get a chance to cash it. Maybe a cheque was mailed to you but at a previous address. Maybe someone stole your mail. Maybe you threw it out accidentally. No matter what happened to the original cheque, if it was never cashed, that money is still available and waiting for you! Thankfully, <a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/about-canada-revenue-agency-cra\/direct-deposit.html\" target=\"_blank\" rel=\"noopener noreferrer\">direct deposit exists and it&#8217;s easy to set up<\/a> to prevent this from happening in the future. You can also set it up over the phone by calling <a href=\"tel:\/\/18009598281\">1-800-959-8281<\/a>, or if for some reason you prefer, <a href=\"https:\/\/www.tpsgc-pwgsc.gc.ca\/recgen\/form\/inscription-enrolment-eng.html\" target=\"_blank\" rel=\"noopener noreferrer\">by mail<\/a>.<\/p>\n<p>Revenue Canada has a service called &#8216;<a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/e-services\/e-services-individuals\/account-individuals.html\" target=\"_blank\" rel=\"noopener noreferrer\">My Account for individuals<\/a>&#8216; which is a portal for Canadian taxpayers to view their tax and benefits information online, and I <em><strong>highly<\/strong> <\/em>recommend signing up as &#8216;<a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/e-services\/e-services-individuals\/account-individuals.html\" target=\"_blank\" rel=\"noopener noreferrer\">My Account<\/a>&#8216; makes your life so much easier when tax time comes around or if you ever need anything from the CRA. With My Account you can view your T4s (and other slips), change your address, submit forms and requests and so on. Part of the options available to you online is a link to any <a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/uncashed-cheque.html\" target=\"_blank\" rel=\"noopener noreferrer\">uncashed cheques<\/a> you may have!<\/p>\n<p>You&#8217;ll also need to sign up for <a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/e-services\/e-services-individuals\/account-individuals.html\" target=\"_blank\" rel=\"noopener noreferrer\">My Account<\/a> if you intend to file taxes online.<\/p>\n<hr class=\"symple-divider dashed \" style=\"margin-top: 20px;margin-bottom: 20px;\" \/>\n<h2><strong>How To Find Uncashed Cheques<\/strong><\/h2>\n<h3><strong>Step 1<\/strong><\/h3>\n<p>Log in to Revenue Canada&#8217;s <a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/e-services\/e-services-individuals\/account-individuals.html\" target=\"_blank\" rel=\"noopener noreferrer\">My Account For Individuals<\/a>. If you don&#8217;t have an account, <a href=\"#register-for-CRA-My-Account\">you&#8217;ll need to make one<\/a>.<\/p>\n<p>You can also phone Revenue Canada at <a href=\"tel:\/\/18009598281\">1-800-959-8281<\/a> and speak to a taxpayer services agent to check if you have any uncashed cheques.<\/p>\n<h3><strong>Step 2<\/strong><\/h3>\n<p>At the bottom of &#8216;Related services&#8217; you&#8217;ll find an Uncashed cheques link, hold your breath, click it.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-12520 size-full aligncenter\" src=\"https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-link.jpg\" alt=\"Uncashed Cheques Link Related Services\" width=\"1200\" height=\"617\" srcset=\"https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-link.jpg 1200w, https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-link-620x319.jpg 620w, https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-link-644x331.jpg 644w, https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-link-768x395.jpg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<div class=\"symple-column symple-one-half symple-column-first  \">\n<\/div>\n<div class=\"symple-column symple-one-half symple-column-last  \">\n<\/div><div class=\"symple-clear-floats\"><\/div>\n<p>If you have an uncashed cheque, it&#8217;ll be listed here. For example:<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-12522 size-full\" src=\"https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-found-uncashed-money.jpg\" alt=\"Uncashed Cheques List\" width=\"2048\" height=\"242\" srcset=\"https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-found-uncashed-money.jpg 2048w, https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-found-uncashed-money-620x73.jpg 620w, https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-found-uncashed-money-644x76.jpg 644w, https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-found-uncashed-money-768x91.jpg 768w, https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-found-uncashed-money-1536x182.jpg 1536w\" sizes=\"auto, (max-width: 2048px) 100vw, 2048px\" \/><\/p>\n<p>If you do have an uncashed cheque, congratulations on your find! You&#8217;ll need to fill out form PWGSC 535, print it off and mail it to Revenue Canada&#8217;s Sudbury Tax Office at the address mentioned, then you&#8217;ll get your payment someday. If you owe the CRA money, they&#8217;ll take their cut first before sending you what&#8217;s left, if anything.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-12523 size-full\" src=\"https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-what-to-do-if-you-find-an-uncashed-cheque.jpg\" alt=\"Uncashed Cheques what to do if you have one\" width=\"1200\" height=\"584\" srcset=\"https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-what-to-do-if-you-find-an-uncashed-cheque.jpg 1200w, https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-what-to-do-if-you-find-an-uncashed-cheque-620x302.jpg 620w, https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-what-to-do-if-you-find-an-uncashed-cheque-644x313.jpg 644w, https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-what-to-do-if-you-find-an-uncashed-cheque-768x374.jpg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<hr class=\"symple-divider dashed \" style=\"margin-top: 20px;margin-bottom: 20px;\" \/>\n<h3 align=\"middle\" data-mantis-zone=\"in-article\"><\/h3>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script><br \/>\n<!-- NYE-2019-1 --><ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-8929898332596219\"\n     data-ad-slot=\"6034645250\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins><\/p>\n<p><script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/p>\n<hr class=\"symple-divider dashed \" style=\"margin-top: 20px;margin-bottom: 20px;\" \/>\n<h2><strong>Shared To Our Facebook Page<\/strong><\/h2>\n<p>We made two posts on our Facebook page about finding uncashed cheques, and lots of people did! Check out these dollar amounts from each of the posts. I went through and added up the cheque amounts everyone found, and mentioned.<\/p>\n<ul>\n<li><a href=\"https:\/\/www.facebook.com\/crackmacs\/posts\/3373367176011697\" target=\"_blank\" rel=\"noopener noreferrer\">Post 1<\/a>\u00a0&#8211; Total found: $5,534.20<\/li>\n<li><a href=\"https:\/\/www.facebook.com\/crackmacs\/posts\/3375718149109933\" target=\"_blank\" rel=\"noopener noreferrer\">Post 2<\/a> &#8211; Total found: $4,692.94\u202c<\/li>\n<\/ul>\n<p>= $10,227.14 \ud83d\ude0a<\/p>\n<p>If you do not have any uncashed cheques, it&#8217;ll say as such. Good for you though! You didn&#8217;t generate any free interest money for the Government \ud83d\ude09<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-12524 size-full\" src=\"https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-no-cheques.jpg\" alt=\"No Uncashed Cheques\" width=\"1200\" height=\"509\" srcset=\"https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-no-cheques.jpg 1200w, https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-no-cheques-620x263.jpg 620w, https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-no-cheques-644x273.jpg 644w, https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-no-cheques-768x326.jpg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<hr class=\"symple-divider dashed \" style=\"margin-top: 20px;margin-bottom: 20px;\" \/>\n<h2 class=\"register-for-CRA-My-Account\"><strong>Register For My Account<\/strong><\/h2>\n<div class=\"symple-column symple-one-half symple-column-first  \">If you haven&#8217;t signed up for <a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/e-services\/e-services-individuals\/account-individuals.html\" target=\"_blank\" rel=\"noopener noreferrer\">My Account<\/a> yet, it&#8217;s a pretty easy process! First, <a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/e-services\/e-services-individuals\/account-individuals.html\" target=\"_blank\" rel=\"noopener noreferrer\">head to their site<\/a> and click register. You can sign in using your online banking account, or create a CRA Account from scratch. If you have a <a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/e-services\/e-services-individuals\/account-individuals\/general-bc-services-card-faqs.html\" target=\"_blank\" rel=\"noopener noreferrer\">BC Services card<\/a>, you can also use that. After you create your account and enter in your information Revenue Canada will send you an access code through the mail. You won&#8217;t be able to access all of the tools in your account until you have your access code. It takes a week or so to get it.<\/p>\n<p>Once you have your access code, <a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/e-services\/e-services-individuals\/account-individuals.html\" target=\"_blank\" rel=\"noopener noreferrer\">login<\/a> and take a look for any uncashed cheques!<\/p>\n<\/div><div class=\"symple-column symple-one-half symple-column-last  \">\n<h3><strong>Available Sign In Partners<\/strong><\/h3>\n<p><a href=\"https:\/\/www.canada.ca\/en\/revenue-agency\/services\/e-services\/e-services-individuals\/account-individuals.html\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-12518 size-full\" src=\"https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-sign-in-partners-banks.jpg\" alt=\"Uncashed cheques CRA my account sign in partner banks\" width=\"600\" height=\"274\" \/><\/a><\/div><div class=\"symple-clear-floats\"><\/div>\n<p>If you need it, this video explains the entire process.<\/p>\n<p><iframe loading=\"lazy\" title=\"How to register for My Account\" width=\"1200\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/xW_1xRux6bw?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe><\/p>\n<hr class=\"symple-divider dashed \" style=\"margin-top: 20px;margin-bottom: 20px;\" \/>\n<h2><strong>Conclusion<\/strong><\/h2>\n<p>Hopefully you find a nice chunk of change! I wonder why Revenue Canada doesn&#8217;t send out notices for uncashed cheques?<\/p>\n<ul>\n<li>Also check this: <a href=\"https:\/\/www.bankofcanada.ca\/unclaimed-balances\/\" target=\"_blank\" rel=\"noopener noreferrer\">The Bank of Canada has an online tool to check for any unclaimed balances they hold for people\/businesses<\/a>.<\/li>\n<li>You might like our other blog post: <a href=\"https:\/\/crackmacs.ca\/lifestyle\/file-taxes-online-free-canada\/\" target=\"_blank\" rel=\"noopener noreferrer\">How to file your taxes online for free in Canada<\/a>.<\/li>\n<\/ul>\n<p>PS: you may need this \ud83d\ude1d<\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Ever Lose A GST Cheque? If you&#8217;ve ever been sent a cheque by the government, you might remember how easy those things are to misplace &#8230; <a title=\"You May Have Uncashed Cheques Sitting In Your CRA Account!\" class=\"read-more\" href=\"https:\/\/crackmacs.ca\/?p=12514\" aria-label=\"Read more about You May Have Uncashed Cheques Sitting In Your CRA Account!\">Read more<\/a><\/p>\n","protected":false},"author":7,"featured_media":12528,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[215],"tags":[348],"class_list":["post-12514","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle","tag-taxes","infinite-scroll-item","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33"],"jetpack_featured_media_url":"https:\/\/crackmacs.ca\/wp-content\/uploads\/2020\/02\/Revenue-Canada-uncashed-cheques-.jpg","_links":{"self":[{"href":"https:\/\/crackmacs.ca\/index.php?rest_route=\/wp\/v2\/posts\/12514","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/crackmacs.ca\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/crackmacs.ca\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/crackmacs.ca\/index.php?rest_route=\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/crackmacs.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12514"}],"version-history":[{"count":14,"href":"https:\/\/crackmacs.ca\/index.php?rest_route=\/wp\/v2\/posts\/12514\/revisions"}],"predecessor-version":[{"id":12587,"href":"https:\/\/crackmacs.ca\/index.php?rest_route=\/wp\/v2\/posts\/12514\/revisions\/12587"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/crackmacs.ca\/index.php?rest_route=\/wp\/v2\/media\/12528"}],"wp:attachment":[{"href":"https:\/\/crackmacs.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12514"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/crackmacs.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12514"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/crackmacs.ca\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12514"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}